Here are some common red flags of possible insurance fraud.

• Lack of memory on prior loss information
• Excessive pressure for immediate settlement
• Excessive knowledge of insurance terms/procedures
• Recent increase of policy limits
• Questions to Agent about coverage just prior to loss
• Lack of memory about prior Carriers/Agents
• Reluctant to meet for interviews or provide details of loss
• Retains Public Adjuster or “known” Attorney immediately
• Lack of documentation or excessive documentation
• Will not use mail system (USC Title 18 Mail Fraud)
• Reluctance to send FAX information (Wire Fraud)
• Refusal to sign Information Releases
• Becomes very nervous when told an investigation will be conducted
• When interviewed, has “rehearsed” story and selective memory or details change